GENIUS Act Deadline Missed as U.S. Stablecoin Rules Remain Unfinished

Federal regulators have missed a major deadline under the GENIUS Act, leaving stablecoin issuers without finalized compliance rules even as the laws implementation date moves closer. Although the required regulations remain incomplete, the legislation is still scheduled to take effect on January 18, 2027. President Donald Trump signed the GENIUS Act into law on July 18, 2025, directing federal agencies to finalize implementing regulations within one year. That deadline expired on July 18, 2026, but the Treasury Department, Office of the Comptroller of the Currency (OCC), Federal Deposit…  Read more

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