Traditional bank accounts are unlikely to disappear anytime soon, but stablecoins and digital wallets are increasingly challenging banks dominance over how consumers store and transfer money. A Bain report forecasts banks share of industry revenue will decline from about 80% today to 69% by 2030. That marks a significant shift from the early 2000s, when incumbent banks generated roughly 95% of revenues. While neobanks have competed with traditional lenders since emerging around 2009, stablecoin wallets are creating a new threat. These wallets allow users to hold digital dollars, transfer… Read more
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