Third-quarter net interest income rose to $698.9 million, while the bank raised its annualized net charge-off outlook to 80 to 90 basis points.
Customer deposits grew by about $1 billion while broker deposits and wholesale funding declined.
Tractor Supply President and CEO Hal Lawton said the reductions will build over two years, with a substantial share expected in the first year.
Third-quarter revenue rose to $7.197 billion, while adjusted diluted EPS increased 15% to $3.53.
More than 70 agent platforms have adopted the format, with 1 million skills published and nearly 280 million installations.
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