The GENIUS Act reached its first anniversary on July 18, marking a key milestone for the U.S. cryptocurrency industry after President Donald Trump signed the stablecoin legislation into law in 2025. The law has strengthened confidence among banks, fintech firms, and payment providers to invest in blockchain-based payment solutions, although the full regulatory framework is still under development. The GENIUS Act requires payment stablecoins to maintain a one-to-one reserve backing with cash or other highly liquid assets. It also establishes broad standards for reserve management,… Read more
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