IBM Warns Banks Risk Falling Behind as Tokenization Nears Mainstream Adoption

Global banks may look healthier after years of margin pressure, but a coming wave of asset tokenization could expose how much of that recovery is cyclical rather than structural, according to a new report from the IBM Institute for Business Value (IBV).

In its outlook titled “2026 Global Banking Financial Markets Outlook: Banking in the Tokenized Economy”, IBM surveyed 500 banking and payments executives worldwide and reached a blunt conclusion: banks have climbed out of a decade-long slump, yet many are not ready for an environment where tokenized assets, stablecoins, and central bank…  Read more

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